The recent gains in the stock market have made big headlines lately. Despite the excesses of Wall Street, the stock market has been a wealth creator for many average Americans. Unfortunately, in the last few years, the market was clouded by irrational exuberance and needed to undergo a severe correction. Now that our society...
read more
Last year, Congress passed a significant piece of legislation. The Credit Card Accountability, Responsibility, and Disclosure Act of 2009 is the first bill in many years that provides substantive new protections for consumers. Gouged for years by a greedy and unscrupulous credit industry, Americans have watched their debt to...
read more
Surviving the recession is hard. The statistics often obscure the human toll that massive job losses, bankruptcies, and loss of wealth has taken on very real people. While many view these struggles as challenges to be overcome, too many succumb to the despair.
The pressure of trying to deal with financial stress, especially...
read more
The debate over the future of American healthcare has raged throughout August. Between the chaotic ranting and minutiae of the particulars, making healthy choices, the most important aspect of the debate, has gone unnoticed.
Whatever happens with the bill, it is incumbent on us to begin to take responsibility for our choices and...
read more
It is a common saying that you can never be too careful. However, far too many people are struggling financially in a heroic attempt to meet all of their insurance obligations.
Paying extra coverage for services that you do not need, or are unlikely to need, is unnecessary and can lead to unreasonably high premiums. It is well...
read more
The current healthcare debate has been mired in ridiculous charges and misinformation. There are many reasons that this “national conversation” has degenerated into the Jerry Springer Show. The Obama Administration chose not to formulate a healthcare plan. Rather, they tasked various congressional committees with...
read more
Recent Comments