Second Chance Banking

With the recession raging, many people have found themselves in either short-term or long-term financial trouble.  Unfortunately, these troubles can haunt you across many aspects of your life. Too many people do not realize that there are ways to navigate around these financial obstacles.  Be it bad checks, credit debt, or lack...

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Well Within My Means

Jul 13, 09 Well Within My Means

Posted by in Budgeting, Saving, Soul-Survival

Like many Americans forced to confront new economic realities after the near collapse of our financial system, I have been learning to live within my means.  While most economists are lamenting the fact that most Americans have picked the worst economic crisis since the Great Depression to learn fiscal responsibility, it is hard...

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Le Stratégie

Mar 12, 09 Le Stratégie

Posted by in Budgeting, Saving

It was a beautiful night for a leisurely walk last Friday. After having coffee with my date at a community cafe of eccentric decor, we decided to browse the boutiques and various restaurants in a nearby urban retail district. Even if that decision was more so prompted by the emergence of a band and a certain band member’s...

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The Negative Equity Groove

Feb 18, 09 The Negative Equity Groove

Posted by in Budgeting

As a little girl, I can recall the sounds of Frankie Beverly, Keith Sweat or “The Elements” wafting through the hall as my momma grooved around the house with a mop, a vacuum cleaner, Windex, and Pledge.  The music soothed her as she tidied the living room and then dared me to “live in it”.  It seems that I have adopted...

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Dodging carcinogens on a budget

Feb 17, 09 Dodging carcinogens on a budget

Posted by in Budgeting

If I had kids–no, just one kid–I’d be under the poor house.  My fate wouldn’t be due to the cost of diapers and bibs or expensive tennis shoes for peer-pressured teenagers.  Another money-sucking area of my budget looms large in my life, and as long as the FDA sees no need to protect me, I see no way of...

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Making Smart Decisions That Benefit You in The Long Run

Feb 13, 09 Making Smart Decisions That Benefit You in The Long Run

Posted by in Budgeting, Investing

Here I go again… preaching on the soapbox telling you how to do this and that.  What do I know about making smart decisions?  What do I know about anything?  Not much, but I just know a little about a lot, along with knowledge from past mistakes which gets me pretty far.  I just try my best to make decisions in a smart,...

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